A connector, educator, and trusted guide for families building their financial future.
Before joining Poly Home Loans, Rueben Enoka made his mark in a very different arena: the fitness world.
As the co-founder of Just Train, a boutique performance studio on Sydney’s Northern Beaches, Rueben built a reputation for transforming everyday people and elite athletes through discipline, structure, and genuine connection.
His coaching wasn’t just physical — it was mental, emotional, and transformational.
Today, Rueben brings that same energy into finance.
Where other brokers see transactions, Rueben sees people:
their dreams, their pressures, their challenges, and their potential.
His approach is grounded in:
— Patience
— Education
— Structure
— Long-term planning
And above all, care.
With Australian Māori, Cook Island, and European heritage, Rueben deeply understands the unique financial barriers and cultural expectations that Pasifika families experience. He knows how overwhelming the lending system can feel — especially when you’re the first in your family trying to break generational patterns.
“My job is to make the process simple, clear, and achievable.
To help families take steps they never thought possible.”
Whether he’s guiding a first-home buyer, supporting a refinancing strategy, or mapping out a family’s long-term pathway, Rueben brings the same coaching mindset that made him a trusted mentor in the fitness world:
Show up.
Serve with heart.
Build confidence.
Celebrate progress.
And never stop aiming higher.
For families seeking someone steady, respectful, and genuinely invested in their success, Rueben is the kind of advisor who turns homeownership from an overwhelming idea into a clear, achievable plan.