- From Rock Bottom Credit to Homeowners
- Credit Repair
- % Deposit
We saw a post on Facebook — one of our cousins had just bought a house. We were like, “Wait what?! HOW?” We didn’t even think it was possible for people like us. So we messaged them straight away, like, “Be honest. How did you pull that off?” They didn’t even hesitate. “Call Joe from Poly Home Loans. He’s one of us.” Truth is we were nervous. Embarrassed, even. Our credit wasn’t the best. We didn’t know where to start, or if we’d even be taken seriously. But the moment we spoke to Joe, it felt different. It was like talking to a big brother. No shame. No judgment. Just patience, kindness, and solid advice from someone who actually cared. Joe and Anne walked us through everything: Cleaned up our credit. Worked with us on our % deposit. Helped us understand exactly what we could a afford. And encouraged us the whole way through — even when it got tough. They never made us feel dumb. Never gave up on us. Just kept showing up, like family does. Now, me and my cousin Isi are officially homeowners. We’re renovating, dreaming, and finally building that legacy we’ve always talked about — not just for us, but for our whole family. If you’re reading this and scared to reach out because of your credit or your past don’t wait. We’ve been there. And Joe and Anne? They changed our lives. This is your sign. Reach out. Build the future your family deserves.