- Self Employed
- Divorce Settlement
- Property Refinance
Going through a separation is already tough — emotionally, mentally, and financially. But as someone who’s self- employed, trying to sort out the refinance and buy out my ex-wife’s share of the property felt like a legal and lending mine field. I didn’t know where to start — what paperwork I needed, what structure was best, or even if it was possible without handing over tens of thousands in legal fees. One of my mates recommended Joe. And honestly, that call probably saved me thousands — in both legal costs and unnecessary stress. Joe knew the game inside out. He guided me through a strategy that avoided triggering unnecessary legal involvement by working through the correct security release structure, equity access, and loan reassignment steps. He helped me position my income (as a self-employed borrower) in a way that satis ed the lender’s requirements — without overcomplicating things. He also made sure the deal stayed amicable by avoiding the kind of drawn-out legal back-and-forth that usually comes with divorce settlements.
We got it done:
- Re finance approved
- Property transferred into my name
- My ex received her agreed portion
No court dramas, no ugly letters, no bad blood. We’re still on good terms, and that was important to me — especially with kids
involved. Joe, you didn’t just help me keep the house — you helped me keep the peace. Thank you for showing me a way through the mess, for knowing the right loopholes, and for helping me build a secure financial future on the other side of it all. If you’re going through something similar, don’t let the banks or lawyers scare you — talk to Joe first.